Real estate appraisal services for homeowners in the city of Forest and Bedford County

Here are the top seven reasons VA homeowners hire Appraisal Associates of Central VA Inc:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a VA property tax assessment
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in VA by determining the true market value of property in question

Own a house in or near Forest, VA and need help deciding the value of it?
Contact Appraisal Associates of Central VA Inc.

We at Appraisal Associates of Central VA Inc understand the unique needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a person not in the real estate industry that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Appraisal Associates of Central VA Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Appraisal Associates of Central VA Inc, we're veterans in helping folks just like you rid themselves of undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is going down. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from Appraisal Associates of Central VA Inc is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Appraisal Associates of Central VA Inc can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.